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Financial Leasing

Financial Leasing
company China International Marine Containers (Group) LTD.
Categories Other Home Product Making Machinery
Update2011-03-29
Original RegionChina
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Financial Leasing
Name:Financial Leasing
Content:

As one of the most popular financing tools in modern business world, Financial Leasing Service uses finance leases to leverage assets. A Finance Lease (or Capital Lease) is a lease that is primarily a method of raising finance to pay for assets, rather than a genuine rental.

It is a commercial arrangement where:

  • the lessee (customer or borrower) will select an asset (equipment, vehicle, software);
  • the lessor (finance company) will purchase that asset;
  • the lessee will have use of that asset during the lease;
  • the lessee will pay a series of rentals or installments for the use of that asset;
  • the lessor will recover a large part or all of the cost of the asset plus earn interest from the rentals paid by the lessee;
  • the lessee has the option to acquire ownership of the asset (e.g. paying the last rental, or bargain option purchase price);

The finance company is the legal owner of the asset during duration of the lease.

Use And Feature :

Asset finance (leasing and hire purchase) is a very flexible way of raising funds. The advantages include

  • Assets and capital equipment can be paid for from the revenue they earn.
  • Rates can be as competitive, or even better, than bank funding rates because of the security provided by the asset.
  • Longer-term and more flexible options than many bank loans, typically 3 to 5 years.
  • It is generally non-cancellable by the lessor, providing certainty to businesses.
  • Asset finance offers real value to businesses with limited capital, or those that need to manage their cash flow.
  • It is highly accessible, as it is secured - largely or entirely - on the asset being financed.
  • In a recession, leasing is particularly well positioned to help businesses when most have low taxable profits.
  • Depending on the situation, companies may benefit from tax advantages.
Application Regional :Global
Application Fields :Energy;Oil and Gas;Wind power;Coal;Chemical;Synthetic Rubber;Glass;Petrochemical;Food and Beverage;Juice;Dairy;Beer;Meat, egg, fish;Fruits,Grains;Airlines;Construction;Public Facilities;Automobile Manufacturing;Logistics
Contact:
CIMC Vehicle Financial Leasing CO., LTD.
Tel:+86-755-26806668
Fax:+86-755-26670222
Add:AKL Unit, 20th Floor, Times plaza, No.1 Taizi RD,Shekou Industrial Zone, Shenzhen, Guangdong, P.R.C.

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